Love Letters

Category: Education

Education September 16, 2026

Why Did Mortgage Rates Move Higher, and Does the Fed Control Them?

If you have been watching mortgage rates lately, you may be wondering what is actually causing all of the movement. You hear about inflation, oil prices, the 10 year Treasury, the Federal Reserve and economic reports, sometimes all in the same week. Then the Fed announces a rate hike and it is easy to assume […]

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Education September 9, 2026

Buyer’s Market, Seller’s Market, or Balanced Market: Who Has the Advantage?

You hear it everywhere. “It’s a seller’s market.” “Buyers have more power now.” “The market is finally balanced.” But what does any of that actually mean? It comes down to two things: how many homes are for sale and how many buyers are competing for them. Once you understand that, the rest becomes much easier. […]

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